Informal Request for ATI Records Previously Released

Organization: Canada Mortgage and Housing Corporation

Year: 2024

Month: January

Request Number: AF-2023-00027

Request Summary: In 2018, Laurentian Bank of Canada ("LBC") repurchased mortgage loans that it allegedly had inadvertently insured and sold into Canada Mortgage and Housing Corporation’s (“CMHC”) securitization programs. LBC’s repurchased mortgage loans represented a total dollar amount of 223M$. We seek to understand the greater context within which those repurchases fit into CMHC’s securitization activities, inclusive of those of Canada Housing Trust (“CHT”). Thus, we hereby request, under the Access to Information Act, information concerning CMHC’s securitization activities under both the National Housing Act Mortgage-Backed Securities (“MBS”) and Canada Mortgage Bonds (“CMB”) programs. For greater clarity, each request where CMHC’s activities are concerned shall include those of CHT as well. Likewise, each requests concerning MBS activities shall concern both of CMHC’s aforementioned programs. More specifically, we request the following information: 1.Copies of ineligible loan repurchase initial requests (via email, letter, etc.) sent to issuers by CMHC in 2017 and 2018; 2.Copies of advance notices of ineligible loan repurchases (via email, letter, etc.) sent by issuers to CMHC in 2017 and 2018; 3.Copies of reports prepared by CMHC regarding loan sample reviews conducted in 2017 and 2018. Should the identity of an issuer need to be protected by CMHC, we request that the information be provided in an anonymized manner. Please note that we prefer to receive the relevant documents in electronic form, if possible.

Disposition: Disclosed in part

Number of pages: 398

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