Informal Request for ATI Records Previously Released

Organization: Canada Mortgage and Housing Corporation

Year: 2020

Month: March

Request Number: AF-2019-00046

Request Summary: Provide for fiscal years 2017-18, 2018-19, 2019-20, the number of CMHC homeowner mortgage insurance claims where the lender reported a confirmed instance of fraudulent/false/misleading information, prior to or at the time of claim. Broken down by type of institution, region, and amounts involved, number of victims; Provide the audit procedures CHMC has for detecting mortgage fraud, both at the large bank lenders and third party lenders (lenders defined: primarily syndicated mortgage companies or their trust company shareholders some in the exempt market); Final versions of 2018 to present reports, memos and briefing notes that respond to cases of mortgage fraud (cases defined: instances where the reported matter exceeds CMHC risk tolerances, as defined in our corporate risk appetite framework); Provide reports, memos and briefing notes on CMHC actions on banning fraudulent mortgage brokers.

Disposition: Disclosed in part

Number of pages: 40

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